P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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How do life insurers plan to grow their companies?
It’s no secret in the life insurance that the last few years haven’t been particularly robust in terms of bringing in new clients, but firms in that field are certainly focusing more on that issue in particular these days.
Few Americans slated to lose health insurance through ACA
Over the past few months, there have been repeated warnings that potentially hundreds of thousands of Americans could lose their health insurance coverage, and now those cancelations seem to be nigh.
Does the ACA impact how consumers shop for health care?
Over the past decade or more, consumers’ annual health care costs have risen considerably, which is now problematic for a large number of Americans.
Americans Don’t Believe Government Should Pay for Health Insurance
The Patient Protection and Affordable Care Act has already served to change many of the ways in which Americans view the concept of health insurance.
More types of life products could hit the market soon
Over the past several years, life insurance companies have learned the hard way that many consumers think they simply cannot afford such coverage, even as the economy continues to improve.
Health insurance costs through employers went up slightly this year
Over the past several years or more, many employers have taken to shifting costs for health insurance over to their employees, and that has resulted in people paying significantly more for their coverage.
Young adults still distrustful of P/C insurers?
When it comes to selling insurance policies of any type to young adults, many policy providers have likely found the last several years to be particularly difficult.
Low-income workers seeing increased cost on health insurance
Across the country, workers of all stripes have likely seen their health insurance costs increase substantially over the last decade or more, but the problems that arise from that issue are not spread uniformly.
Small Businesses Find Lower-Cost Health Coverage Via SHOP Exchanges
In 2015, small businesses with at least 50 full-time employees will be required to provide health insurance options to those workers, while companies with fewer employees will continue to be exempt.
Florida hospitals may help low-income patients with insurance costs
One of the biggest concerns many consumers may have, even after the implementation of many of the various Patient Protection and Affordable Care Act, is that the cost of buying their coverage remains quite high, especially if they have lower incomes. However, it now seems as though some health care providers in Florida might be trying to help them deal with those costs.