P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Number of newly insured exceeded 10 million under ACA
The various parts of the Patient Protection and Affordable Care Act that extended new avenues for health coverage to many economically disadvantaged Americans was controversial, but as far as actually getting the previously uninsured enrolled in plans, it seems to have done its job quite well.
California saw huge surge of health insurance enrollment under ACA
The Patient Protection and Affordable Care Act brought health coverage to millions of Americans through its mandated exchanges and expansion of individual states’ Medicaid programs, but the improvements in enrollment numbers have varied significantly from one part of the country to the next.
California saw huge jump in health insurance premiums under ACA
Over the past year, many Americans have seen their insurance premiums increase – potentially significantly – as a result of the changes to the health care laws that came with the Patient Protection and Affordable Care Act’s coverage mandate.
Auto-renewal for ACA exchanges may not be simple after all
Government officials tried to build a feature into the Healthcare.gov website that would have allowed consumers to have a bit of an easier time when it comes to renewing their coverage through the government-run insurance exchanges.
How much did subsidies cut consumers’ health insurance costs?
The Patient Protection and Affordable Care Act’s mandated health insurance exchanges helped to reduce consumers’ costs by giving them subsidies. In general, those were extremely beneficial to many qualifying Americans.
Researchers signed fake people up for health insurance exchanges
There were a number of rather notable developments and controversies surrounding the implementation of the health insurance exchanges mandated by the Patient Protection and Affordable Care Act over the last year-plus.
New GASB accounting standards on the way
The Governmental Accounting Standards Board (GASB) has approved the release of two exposure drafts related to accounting for Other Postemployment Benefits (OPEB).
More health insurers monitoring consumers’ online habits
When it comes to the amount of data companies in all industries are using these days to streamline their processes, health insurers seem to be ready and willing adopters of these new methods overall.
States reviewing their health insurance laws under new environment
The ways in which insurance companies across the country are able to deal with health coverage has changed significantly in the last few years, and that’s just on a national level.
California mulls options to limit health insurance rate increases
The Patient Protection and Affordable Care Act obviously brought with it sweeping changes for the health insurance industry, but at the same time, it also impacted the ways in which government agencies in that sector must operate.