Employee Spotlight: Joe Peterson
Get to know Joe Peterson, what brought him to Lewis & Ellis, and how he solves client issues with his team.
Why Is Life Insurance Important?
Learn why life insurance is important and how Lewis & Ellis can help insurance companies create competitive coverage packages for clients.
Employee Spotlight: Josh Hammerquist
You might not think so, but analytical thinking plays a huge role in football, which may be why Josh Hammerquist,…
Please join L&E at the following upcoming events:
We are not currently scheduled to attend any upcoming events.
More Articles
Few small businesses offer voluntary insurance, other benefits
While studies have shown that many companies are making a number of different benefit options available to their employees, this may not be particularly true of small businesses. Consequently, this might present insurance companies with considerable opportunities for growing their business.
Millennials may present substantial annuities market opportunity
Annuity issuers may now be looking for new ways to expand their books of business, and it could be wise to target the youngest generation of adults now, as the vast majority have no retirement savings opportunities available to them at the present time.
Collateral needs on the rise for life insurance companies
There have been a number of regulatory changes to the entire insurance industry in the last few years as the government has moved to put tighter controls into place. That trend continued in June, as life insurers were required to carry far more collateral and liquidity.
Industry-wide life insurance activity continues to drop
Consumers have been reducing their reliance on life insurance policies significantly in the time since the end of the recession, but even repeated economic improvements over the last few years seem not to have served as much of a motivator for many to get back on the horse.
Will life insurers have to start charging higher premiums?
Life insurance companies have had a difficult time maintaining business in the past few years as a result of the economic downturn and many consumers turning away from these products because they viewed them as luxuries rather than necessities. Now, more trouble might be on the horizon, this time in the form of potentially massive regulatory changes.
Most Americans aware of ACA requirements, but uninsured still lack knowledge
The Affordable Care Act's coverage mandate is just months away from going into effect, and while most Americans are fully aware of what's required of them under the legislation, this is not necessarily the case with those lacking insurance.
States trying to increase life insurance options for older residents
These days, many older Americans may be having financial difficulties as a result of the recent economic downturn and might therefore experience difficulties with regard to simply meeting their monthly costs. As a consequence, a number of states across the country are now trying to make it easier for them to find solutions to these problems by leaning on their life insurance policies.
Coastal areas could see more appreciable insurance costs
Following the significant amount of damage done by a number of natural disasters across the country last year, federal lawmakers overhauled the nation's flood insurance program, but that has now led to significant premium hikes for hundreds of thousands of people nationwide.
Employees now moving toward most affordable health insurance options
The economy has certainly helped to shape many consumers' attitudes toward insurance coverage of all kinds. Many are now looking for cut-rate deals on life insurance, or discontinuing it altogether, and likewise now trying to find the most affordable healthcare coverage available to them.
Some employers made job cut decisions prior to ACA delay decision
The decision to delay implementation of the business exchange mandate of the Affordable Care Act was made in part to accommodate government agencies that may have been a little behind schedule, but also to encourage companies to continue their hiring efforts seen in recent months. For a number of businesses nationwide, though, the announcement came a little too late.